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NFTGA liability insurance
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Alison Merrill
12/16/2025 11:02 AM
Hi All,
Could we have an email recap or reminder about what this is, and why it could be important?
Or is there a clickable tab on the SFTGG website?

Also, I just purchased it through the SFTGG upcoming events registration.  Will I receive email information about my policy?  Such as provider name and website, policy number....

I purchased it because a TO I am just beginning with recommends that all their TDs have one.  

Thank you!
Alison Merrill 
Clemencia Colmenares
12/16/2025 1:02 PM
Hi, Alison.  I wasn't able to attach the FAQ file to the email, but I am attaching it here.  I think it is quite helpful in explaining what the insurance does and doesn't cover.  Most TOs will have insurance of their own, so this really helps to cover any liability you might incur personally as a guide.  They provide several good examples.  
The current provider is the Cincinnati: Policy Number: ENP 073 34 20; Effective Date: 01-01-2025;  NamedInsured: NATIONAL FEDERATION OF TOUR GUIDE ASSOCIATIONS - USA, INC. 

Eventually we will receive a certificate that can be filled in with your name and other info, but let me know if you need it right away, and I will ask to see if we can get something early.  Or I can simply send you a letter stating that you have purchased the insurance.  

Clemencia Colmenares
Bay Area Tour Guide & Director
216-501-0708


Alison Merrill
12/16/2025 1:14 PM
Great information in that FAQ.
Turns out that coverage is not valid in any work outside of the USA.  An important consideration.

Alison Merrill

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